Preserving your hard-earned wealth for future generations is a mark of financial wisdom. At Derek Mills Wealth Consultancy, we understand the importance of safeguarding your legacy. We are experts in crafting personalised strategies for high-net-worth individuals, mitigating tax liabilities while helping to secure your long-term vision.

Estate Planning with Wealth Management Expertise

True legacy planning requires more than just tax efficiency; it demands a strategic fusion of estate planning and wealth management. We combine robust investment strategies with sophisticated tax planning so your wealth can continue to serve your family, your values, and your vision well into the future.

Our approach to wealth management and estate planning encompasses the entire picture, from income planning and asset protection to charitable giving and inheritance strategies. With the guidance of an experienced team, your estate plan becomes a living, evolving part of your financial life.

Inheritance Tax Advice That Makes a Difference

Imagine a future where the wealth you’ve meticulously built can be passed on with minimal impact from Inheritance Tax (IHT). Our seasoned team excels in developing comprehensive plans, from tax-efficient investments and trust structures to the strategic use of lifetime gifts and specialist insurance policies.

For clients seeking inheritance tax advice or looking to work with an inheritance tax specialist*, we offer tailored solutions that combine local expertise with national experience. No matter your location, our team provides clear and proactive guidance to help you preserve and protect what matters most.

Intergenerational Wealth Planning

We believe that a strong estate plan should support not only you but also those who come after. Our intergenerational wealth planning services are designed so that your children, grandchildren, and even future generations benefit from the foundations you’ve laid.

Through structured gifting, trust planning, and strategic tax advice, we help facilitate seamless intergenerational wealth management that supports your family’s long-term financial wellbeing. Whether you’re looking to provide education, housing, or long-term financial support, we help shape a lasting legacy.

Lifetime Wealth Strategies

What sets us apart is our holistic approach to financial security. We integrate your ongoing financial requirements into your estate planning journey. From addressing elderly care needs to maintaining your financial security, our Lifetime Wealth Strategies ensure your legacy planning remains both practical and flexible.

Taking the proactive step today means creating a plan that reflects your values and responds to future challenges.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is generally dependent on individual circumstances.

*Specialist advice for Trusts and IHT may involve the referral to a service that is separate and distinct to those offered by St. James's Place.

Trusts are not regulated by the Financial Conduct Authority.

Start Your Estate Planning Journey

Contact us today to begin your journey toward preserving and protecting your wealth. Whether you’re seeking inheritance tax advice in the West Midlands or in London, our team is here to guide you through the complexities of estate planning with confidence.